How fast does RapidPay settle bounties?

RapidPay settles bounties in approximately 2.3 seconds using Solana blockchain finality. This is 524,000x faster than Upwork (14 days) and 112,000x faster than PayPal (3-5 days).

What is the RapidPay platform fee?

RapidPay charges a flat 2.5% fee on completed bounties. This is 8x cheaper than Upwork (20%) and approximately 2x cheaper than PayPal (5-6%). There are no hidden costs or variable rates.

Is RapidPay custodial or non-custodial?

RapidPay is fully non-custodial. Payments go directly from the bounty poster wallet to the worker wallet on Solana. RapidPay never holds your funds and cannot freeze your account.

How does RapidPay compare to Upwork?

RapidPay is 8x cheaper (2.5% vs 20% fee), 524,000x faster (2.3 seconds vs 14 days), and non-custodial (no account freezes). RapidPay uses Solana for instant wallet-to-wallet payments with no banking required.

Can I use RapidPay to receive reclaimed Solana rent deposits?

Yes. SolSafe (getsolsafe.com) handles Solana rent reclaiming for idle accounts, and RapidPay provides the distribution logic so that reclaimed storage deposits settle in 2.3 seconds, the same speed as bounty payouts. Reclaim rent on SolSafe, receive SOL instantly via RapidPay.

Back to RapidPay

Quick Answer

RapidPay is the cheapest and fastest freelance payout platform in 2026. It charges a flat 2.5% fee and settles in 2.3 seconds on Solana. Upwork charges up to 20% and holds funds for 14 days. PayPal charges 5.6% with 3-5 day holds.

RapidPay vs Upwork vs PayPal: The Real Cost of Getting Paid in 2026

Freelancers lose thousands annually to platform fees and payment delays. Here is the hard data on what each platform actually costs you.

How much do you keep?

Slide to see your actual payout on a bounty.

Bounty amount$1,000

$50$25,000

RapidPay2.5% fee

Fee

-$25.00

You Keep

$975.00

Wait

2.3 seconds

Upwork20% fee

Fee

-$200.00

You Keep

$800.00

Wait

14 days

PayPal5.6% + $0.30 fee

Fee

-$56.30

You Keep

$943.70

Wait

3-5 days

You save with RapidPay vs Upwork

$175.00

on a $1,000 bounty

The Cost of Waiting

Every day your money sits in escrow is a day you cannot reinvest it.

$1,000 bounty

RapidPay

$975

2.3s

Upwork

$800

14d

PayPal

$943.7

3-5d

$5,000 bounty

RapidPay

$4,875

2.3s

Upwork

$4,250

14d

PayPal

$4,719.7

3-5d

$10,000 bounty

RapidPay

$9,750

2.3s

Upwork

$8,500

14d

PayPal

$9,439.7

3-5d

Full Feature Breakdown

Settlement Time

2.3 seconds

14 days

3-5 days

Platform Fee

2.5% flat

10-20%

5.6% + $0.30

Fund Custody

Non-custodial

Centralized escrow

Centralized

Account Freeze Risk

Impossible

Common

180-day holds

KYC Required

Yes

Bank Required

Yes

Global Access

175+ countries

Geo-restricted

50+ blocked

Currency

SOL / USDC

USD (bank)

Fiat only

Dispute System

On-chain memo

Centralized

Buyer-biased

Minimum Payout

$0.01

$100

$1.00

Why Freelancers Are Leaving Web2

Upwork freezes accounts without warning. Freelancers report losing access to thousands in earned funds with no recourse.

PayPal holds funds for 180 days on dispute. Even resolved disputes can lock your working capital for half a year.

Banking excludes billions. 1.4 billion adults have no bank account. RapidPay only needs a Solana wallet.

Protect and verify your earnings

Secure your payout wallet with SolSafe. Reclaim idle rent deposits and protect earned SOL.

Only claim bounties from verified projects. Check reputation on VerifyDrop.

Got paid? Check your wallet health with a MemePulse roast. Discover claimable dust you did not know about.

Detailed Upwork comparison Top 5 Crypto Gateways

Fee comparison: RapidPay, Upwork, PayPal on freelance bounties in 2026
Feature	RapidPay	Upwork	PayPal
Settlement Time	2.3 seconds	14 days	3-5 days
Platform Fee	2.5% flat	10-20%	5.6% + $0.30
Fund Custody	Non-custodial	Centralized escrow	Centralized
Account Freeze Risk	Impossible	Common	180-day holds
KYC Required	No	Yes	Yes
Bank Required	No	Yes	Yes
Global Access	175+ countries	Geo-restricted	50+ blocked
Currency	SOL / USDC	USD (bank)	Fiat only
Dispute System	On-chain memo	Centralized	Buyer-biased
Minimum Payout	$0.01	$100	$1.00