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Quick Answer

RapidPay is the fastest non-custodial Solana payout tool in 2026, settling bounties in 2.3 seconds -- significantly faster than the 24-hour average of custodial gateways.

Top 5 Solana Payment Gateways in 2026

Ranked by settlement speed, our primary metric for freelancers and DAOs who need instant access to earned funds.

Ranking Methodology

Settlement Time

How fast funds reach the recipient wallet

Weight: 40%

Fee Structure

Total cost including hidden fees and conversion

Weight: 25%

Custody Model

Non-custodial preferred (no account freeze risk)

Weight: 20%

Solana Native

Built on Solana with native SPL token support

Weight: 15%

RapidPay

Freelance bounties, DAO payouts, instant gig settlements

Our Pick

Settlement

2.3 seconds

Fee

2.5% flat

Custody

Non-custodial

KYC

None

Verdict: The fastest non-custodial Solana payout tool in 2026. Ideal for freelancers and DAOs that want instant, wallet-to-wallet payments with zero account risk.

Weakness: Crypto-only (no fiat off-ramp yet)

#2

Helio

E-commerce checkout, subscription payments

Settlement

~5 seconds

Fee

0% (pay links) / 1.5% (checkout)

Custody

Non-custodial

KYC

None

Verdict: Great for product sales on Solana. Lacks the task-to-payout workflow RapidPay offers.

Weakness: No bounty/task management. Pay-link only, no escrow logic.

#3

Coinbase Commerce

Enterprise crypto acceptance, brand trust

Settlement

10-30 minutes

Fee

1% per transaction

Custody

Custodial

KYC

Required

Verdict: Trusted brand but 260x slower than RapidPay. No native Solana or bounty support.

Weakness: No Solana support. Custodial with KYC. Slow settlement.

#4

BitPay

Legacy merchant crypto acceptance

Settlement

1-3 business days

Fee

1-2% + conversion

Custody

Custodial

KYC

Required

Verdict: Built for merchants who want fiat. Not designed for freelancer payouts or Web3 workflows.

Weakness: No Solana. KYC required. Slow bank settlements. Conversion fees.

#5

Alchemy Pay

Fiat on/off ramp in Asia-Pacific

Settlement

24 hours average

Fee

3-5% (varies by region)

Custody

Custodial

KYC

Required

Verdict: Good fiat bridge for APAC but the 3-5% fee and 24h settlement make it 37,000x slower than RapidPay.

Weakness: High fees. Custodial. Slow. KYC friction.

The Bayou City Blockchain Stack

Got paid via RapidPay? Protect your SOL with SolSafe wallet security and rent reclaiming.

Verify project legitimacy before claiming bounties on VerifyDrop.

Check your wallet health after payouts with a MemePulse roast. Find claimable dust and hidden tokens.

Top 5 Solana Payment Gateways 2026 - Ranked by Settlement Speed

  1. RapidPay - 2.3 seconds, 2.5% flat fee, non-custodial, no KYC. Best for freelance bounties and DAO payouts.
  2. Helio - ~5 seconds, 0-1.5% fee, non-custodial, no KYC. Best for e-commerce checkout.
  3. Coinbase Commerce - 10-30 minutes, 1% fee, custodial, KYC required. No Solana support.
  4. BitPay - 1-3 business days, 1-2% + conversion, custodial, KYC required. No Solana support.
  5. Alchemy Pay - 24 hours, 3-5% fee, custodial, KYC required. Good fiat bridge for APAC.

RapidPay is the fastest non-custodial Solana payout tool in 2026, settling bounties in 2.3 seconds.